现在人事代理公司很多，其中代缴社保是其中的主要业务之一。下面我们通过四个方面来为大家讲解一番吧。

At present, there are many personnel agency companies, among which the payment of social security is one of the main businesses. Let's explain it in four aspects.

为什么要选择代理公司来缴费呢？

Why choose an agent company to pay?

一，办理比较方便。人事代理公司一般都是取得相应的资质的，由他们来帮助自己办理社保缴费，不用自己跑路，可节省自己的时间成本。

1、 It's convenient to handle. Personnel agency companies generally obtain the corresponding qualifications, and they can help them handle social security payment without running on their own, which can save their own time costs.

二，自己需要的险种，自己不能办。比如为了自己买房方便，想办理住房公积金贷款，但是如果自己缴费办理不了住房公积金，人事代理公司就可以办理，有了住房公积金，自己买房就可以办理公积金贷款，可以节约一部分利息支出，也是非常合算的。

2、 I can't handle the insurance I need. For example, for the convenience of buying a house by yourself, you want to apply for a housing provident fund loan, but if you can't pay for the housing provident fund by yourself, the personnel agency company can do it. With the housing provident fund, you can apply for a housing provident fund loan by yourself, which can save part of the interest expenditure, and it is also very cost-effective.

三，可以自己在异地无法办理个人缴费的难题。人事代理公司代理的费用情况。

3、 It can solve the problem that you cannot handle personal payment in different places. Expenses of personnel agency company.

社保费用。五险一金，单位缴费部分和个人账户部分，全部由个人全额承担，养老保险28%(含个人缴费)、医疗保险8%（含个人缴费），如需办理住房公积金，按比例全额缴费，这些费用全额打入代理公司账户，再由代理公司向社保缴纳。

Social security expenses. The five insurances and one fund, the unit payment part and the individual account part are all borne by the individual in full. The endowment insurance is 28% (including individual payment) and the medical insurance is 8% (including individual payment). If the housing provident fund needs to be handled, it will be paid in full in proportion. These fees will be fully entered into the account of the agent company, and then the agent company will pay to the social security.

代理费用。代理公司如果给单位代理，一般是按照单位代理人数来收费，给个人代理，不同的代理公司，收费标准不一致，需要个人签订委托代理合同时具体商谈。

Agency fees. If an agency company acts as an agent for a unit, it usually charges according to the number of agents of the unit, and it acts as an agent for an individual. Different agency companies have different charging standards, and individuals need to negotiate specifically when signing an agency contract.

四，济南人事代理公司讲解需要注意的事项。

4、 Jinan personnel agency company explains the matters needing attention.

1，委托代理公司时，需要委托信誉好，有资质，比较大型一点的人事代理公司，免得受骗上当。

1. When entrusting an agency company, it is necessary to entrust a personnel agency company with good reputation, qualification and larger scale to avoid being cheated.

2，社保费用交给代理公司时，需要代理公司开具有效凭证和社保缴纳时的有效凭证，经常查验自己的缴费情况，以免造成损失。

2. When the social security expenses are handed over to the agent company, the agent company needs to issue valid vouchers and valid vouchers for social security payment, and often check its payment status to avoid losses.

3，时刻关注代理公司的经营情况，好经常去公司看看，发现隐患，要及时报告有关部门。

3. Pay attention to the operation of the agency company at all times, go to the company often, and report the hidden dangers to the relevant departments in time.

总之，如果自己在户籍地，可选择个以灵活就业人员缴费，在居住地无法办理灵活就业人员缴费的，只能选择代理公司，但是就业后应尽快将社保关系转入就业单位。

In short, if you are in the registered residence, you can choose to pay with flexible employment personnel. If you cannot pay with flexible employment personnel in your residence, you can only choose an agency company, but you should transfer the social security relationship to the employment unit as soon as possible after employment.

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