First, the social insurance fund and the housing provident fund refer to the medical insurance fund and the pension fund. In many aspects of our life, we will use social security and provident fund, such as hospitalization reimbursement, retirement pension, and buying a house in some first and second tier cities will also require them to pay social security. If we can use provident fund loan when buying a house, we can also enjoy ultra-low interest rate of loan and save a lot of interest.

那么个人没有单位还想缴纳五险一金应该怎么弄呢？下面就和大家说说没有单位该如何缴纳五险一金。

So how should an individual who doesn't have a unit still want to pay five insurances and one fund? Let's talk about how to pay five insurances and one fund without units.

我们需要知道五险一金只能以单位的名义向社保局和公积金中心缴纳，个人没有这个权限，因此我们才要进行社保公积金代缴，其实代缴社保公积金很简单。

First of all, we need to know that the five insurances and one fund can only be paid to the Social Security Bureau and the provident fund center in the name of the unit. Individuals do not have this authority, so we have to pay the social security provident fund. In fact, paying the social security provident fund is very simple.

我们只需要在百度上搜索关键词“济南社保公积金代缴”就会出现很多人力资源公司的广告，因此我们在选择这些人力资源公司时就需要擦亮自己的眼睛。很多公司在广告中显示每月只要9.9元就能代缴，殊不知在后期需要改公司出示文件时，他们就会坐地起价。选择好人力资源公司之后，就要与之做对接工作，沟通好社保公积金从哪一个月开始代缴，以免出现断缴的情况。接下来的事情就可以全部交给人力资源公司代理了，是不是非常简单！

We only need to search the keyword "Jinan social security provident fund payment" on Baidu, and there will be many advertisements of human resources companies. Therefore, we need to polish our eyes when choosing these human resources companies. Many companies show in their advertisements that they can pay as long as 9.9 yuan per month. However, when they need to change the company to show documents in the later stage, they will sit down and start the price. After selecting the human resources company, we should do docking work with it and communicate the month when the social security provident fund will be paid on behalf of it, so as to avoid interruption of payment. The next thing can be all handed over to the human resources company agent, isn't it very simple!