众所周知，社保卡在我们的生活中有很多功能，目前的申请方法也很简单。只要正常付款，单位可以帮我们报关和收款。如果在济南通过第三方人力资源机构缴纳社保，是否也有社保卡？答案是肯定的。济南的社保缴费与社保缴费单位相同，但缴费单位不同。对于通过第三方人力资源支付的社保，您也可以申请领取自己的社保卡。

As we all know, social security card has many functions in our life, and the current application method is also very simple. As long as the normal payment, the unit can help us declare customs and collect money. If you pay social security through a third-party human resources institution in Jinan, do you also have a social security card? The answer is yes. Jinan's social security payment is the same as the social security payment unit, but the payment unit is different. For the social security paid through the third-party human resources, you can also apply for your own social security card.

社保卡具体有什么作用？

What is the function of social security card?

身份凭证

identity certificate 

社保卡和我们的身份证一样，显示了我们的基本信息，在某些情况下，它可以作为我们的身份证明。

The social security card, like our ID card, shows our basic information. In some cases, it can be used as our ID card.

信息查询

Information Service

信息查询社保卡您可以在社保机构和自助终端查询您的社保缴费信息。

Information query social security card you can query your social security payment information in social security institutions and self-service terminals.

医保结算

Medical insurance settlement

当您生病或住院时，您可以通过您的社保卡进行实时结算。

When you are ill or hospitalized, you can make real-time settlement through your social security card.

应用

Therapeutic application

五险种的养老金、失业救济金、生育津贴等一系列社会保障待遇将记入社保卡。

A series of social security benefits such as pension, unemployment benefit and maternity allowance for five types of insurance will be recorded in the social security card.

其他

Other transactions

社保卡具有金融工程，可作为银行卡进行现金存款、转账、消费等。

The social security card has financial engineering and can be used as a bank card for cash deposit, transfer, consumption, etc.

此外选择靠谱的社保代缴机构可以从这几方面来看：

In addition, the selection of reliable social security agencies can be seen from the following aspects:

从资质入手，只有经过政府的认证许可才能有相关的运营资格，三类必需证明：《营业执照》、《人力资源服务许可证》、《劳务派遣经营许可证》，这三项证明是社保代缴机构必须持有的，可以通过企业信用信息公示系统查询企业的相关经营资质。

Starting from the qualification, the relevant operation qualification can only be obtained after the government's certification and permission. There are three types of necessary certificates: business license, human resources service license and labor dispatch operation license. These three certificates must be held by the social security agency. The relevant operation qualification of the enterprise can be queried through the national enterprise credit information publicity system.

了解济南社保代缴公司的成立时间，很好选成立时间较久的。

Learn about the establishment time of Jinan social security agency, and it is good to choose the one with a longer establishment time.

社保问题政策性很强，社保代缴也是一项性极强的服务，服务商需要了解各城市的社保政策，与政府部门对接，核对台账等。我们可以从代缴平台的页面、服务流程设计，和代缴机构的服务人员交流中感受他们的服务态度。一家的社保代缴机构，一定是能够明确需求，准确服务，给予的对接反馈，以很快速度响应用户的问题。

The issue of social security is highly policy oriented, and social security payment is also a highly professional service. Service providers need to understand the social security policies of various cities, connect with government departments, check accounts, etc. We can feel their service attitude from the pages of the payment platform, the service process design, and the communication with the service personnel of the payment agency. A high-quality social security agency must be able to identify needs, provide accurate services, give professional and efficient docking feedback, and quickly respond to and solve users' problems.

社保代理并不是提交个缴纳申请就完事儿了，还涉及到后续一系列的保障服务，社保断缴造成的损失无法估量，所以售前与售后服务都非常重要。

The social security agency doesn't just submit a payment application. It also involves a series of follow-up security services. The loss caused by the suspension of social security payment is incalculable. Therefore, pre-sales and after-sales services are very important.

一般在代缴平台交社保，需要支付两项费用，一项是以规定的社保缴纳基数为标准计算的社保费用，一项是服务商收取的服务费。社保费是上交到社保局的，费用按照固定比例计算；但是服务费并不是统一的，每个代缴平台都有自己的一个标准，现在市面上的服务费从几十元到几百元不等，这部分费用是代缴机构的主要收益来源。

Generally, social security is paid on the payment platform, and two fees are required. One is the social security fee calculated based on the social security payment base stipulated by the state, and the other is the service fee charged by the service provider. The social security fee is handed over to the Social Security Bureau, and the fee is calculated according to a fixed proportion; However, the service fee is not uniform. Each collection platform has its own standard. Now the service fee on the market ranges from tens of yuan to hundreds of yuan. This part of the fee is the main source of income for the collection agency.

其实大多数社保代缴机构提供的服务都大同小异，对于用户个人来说服务费当然是越便宜越好，但是也要提防有些平台先以低价为策略，等后续具体的社保服务，例如办社保卡，办理医疗费用报销等业务再来收取高额的手续费，所以我们在选择平台时各项费用必须要了解清楚。

In fact, the services provided by most social security agencies are similar. For users, the cheaper the service fee is, the better. However, we should also be wary of some platforms taking the low price as the strategy first, and then charging high handling fees for subsequent specific social security services, such as handling social security cards and medical expense reimbursement. Therefore, we must be clear about the fees when selecting a platform.

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